I was denied health insurance today because I am too fat. I feel embarrassed and ashamed......sad
Fg
Flowergirl: Can you tell us more? What was the reason for the denial? What type of insurance were you trying to get?
Please hang in there and share with us. We care about you !
whaaat??? isnt that discrimintion?? i dont understand this though--i dont know how this could happen--could you elaborate---did you not get coverage for eating disorder treatment or something????
tell us what happened...
Hey guys,
I was trying to regular old health insurance quotes and when he asked me my height and weight he said my weight was higher than what they accept.
Sooo I was pretty upset this afternoon, canceled plans for tonight, cried, took a nap. Then I decided not worth all that.
I ate my planned lunch (did not binge) took a lovely shower, uncanceled canceled plans, now I am doing doing some work before I go for my scheduled run later.
It is just a reality check... I am this big. I am so fat it is keeping me from getting insurance, well insurance from that company anyway.
I dont look at it as discrimination. they have a right to deny anybody. if i smoked I could get turned down.
Although Christy I LOVE YOUR OUTRAGE!!!! thank you.
molly-- thanks for you concern and encouragement.
this just doesnt sound right to me and yes it is discrimination---sorry --it is...you should report them to somebody--dont take their side---im sure you are not large at all--just normal--so now, normal people are getting turned down for their weight? oh come on...
and i know you think you are fat--cause ED thinks like that--but just because some psycho crazed company who probably only thinks the anorexic look is cool---dont go for it--and dont let them stop you from getting insurance....i say sue their asses...who are THEY to judge???? really??? what do they know about your life??? or what is going on with you?
dont let this stop you from getting insurance and dont let them fool you into thinking this is ok---i really think you should sue them....
honestly this is a case fro discrimination...no doubt...
no---insurance comapnies cant turn people down only if their health was sooooo severely bad --and im sure you are not severly overweight--for petes sake...
this is outrageous--and flowergirl--dont stick up for them--stick up for you! dont let those asses walk right over you...
love
maureen
It sounds like they have determined you have some type of "pre-existing condition" but you still should be told what that is. Are you diabetic? Being overweight might be a risk factor, but I don't think it's cause for denial of basic insurance. With the passage of the new health care law, you can't be denied for any existing condition, although I am not sure when that actually takes effect
Regardless, please at least ask for a written explanation of why you were turned down../.
Hang in there!
FG...I agree that they owe you a written explanation for denial. You should also ask them for a copy of their guidelines for approval, or vice versa. You can fight this, but if their criteria, for whatever reason is specific and they can apply it, I don't know what you can do, but I would definitely cause some commotion if I were you! AND, check out another company! There are many new laws and option coming into effect, but I don't know when either. Please don't give up, and good luck! Take care...Jan ♥
don't get me started on my feelings about health care in this society! i know it's so, SO hard to go up against a health ins. company, but i think maureen is right - discrimination is wrong on all accounts and if ppl aren't trying to change that, we won't have hope for our future generations. i know there are policies that legally allow ins. companies to choose their clientele, but i just find it so invigorating that those procedures hinder people from getting the proper health care they need... no one should deny us of something that important.
Hi guys,
Thanks for all your support!!!
To be honest today hurt but its okay. I am focusing on how I handled today. I immediately posted which is not my first instinct but I was hurting and I expressed those feelings I did not binge, I did not let it bottem me out emotionally and I did not let it ruin my training.
Tonight during my run for the first time ever I felt the difference between eating all week to fuel my body vs. binging. I liked that I noticed it. I am running a 5k on Friday and all week long I have been "preping" my body, lots of hydrating, sleep, stretching, a good running program, planning my meals and following them. I really got into this pre race prep. I dont have super expectations for Friday considering my running has been non existant lately but it is okay I will use Friday's race as my base.
More importantly I got a lot out of this week and even tonight. when I had a mental block running and stopped suddenly on monday or today when I was so upset. I said enough and I pushed through. that is what I am going to focus on.
I have found other insurance so that is taken care of for now. And like several of you have said I am taking my steps forward regardless of whether I am in the "right" mind. Today is a day that brings me closer....
love to you all!
fg
Thinking of you FG....I admire your courage to put this all out there and to continue to find insurance despite the 'setback'. YOU are what is important in this....HUGS to you!! Jan ♥
i am so glad you are moving forward....
very happy, as fara s that one comapny that denied you ins concerned---i still think they are horrible---to deny you and im sure you are not overweight--they are the ones wh are nuts...if they were to reject overweight amreicans--they would be rejecting half the population--it just doesnt kae sense to me...that is just a crime of unjustice...like not giving insurance cause he/she is black...
anyway enough of my rant---
im happy you are in a better place and thats all that matters..
love
maureen